Germany

Several decisions and decrees concerning old-age provision have introduced a profound change into the German old-age-provision system since the turn of the century. Particularly the Retirement Savings Act (Altersvermögensgesetz AVmG) of 2001 continued by means of the Pension Insurance Sustainability Act (Gesetz zur Sicherung der nachhaltigen Finanzierungsgrundlagen der gesetzlichen Rentenversicherung RVNG) of 2004 combined, among […]

Within the Sparkassen-Finanzgruppe HEUBECK AG remains an autonomous company with an unchanged team. It has kept its character as an absolutely independent actuarial consultancy.